If you are either a young person who is just starting, or perhaps a "not so young" person who is baffled by the "language" of financial planning, then this book may just be what you need.

This is a book about financial planning.  It covers many topics such as insurance, investing, taxes, real estate, wills and so on.  But instead of presenting the reader with charts and graphs and lifeless numbers, interspersed with $50 words, the author makes his points by telling stories in the setting of a Barber Shop.

Roy Miller is a barber.  He's also the "best financial planner in town".  As a younger man, he had to drop out of college because of his father's death.  And the only thing his Dad left him was a mortgage, and a mother to support.

The poor financial shape of Roy's family was a shock.  And although he could no longer afford to continue in college, he vowed that he would never allow the financial fate of his parents to become his own.

So, he became a barber, primarily to make ends meet.  And in the off hours, he dedicated himself to learning all that he could toward building his wealth. Over the years, his financial savvy grew and so also did his wealth. As a barber, he became very successful and had acquired a beautiful lakefront home, a large investment portfolio and an office building. 

The remainder of the book involves a series of conversations between Roy the barber and his faithful clientele who come to him for both a haircut as well as his sage planning advice.  It is humorous at times, a bit corny at others.  But it does a good job at explaining, in a non-technical informal manner, the real meaning and importance of the financial planning process.  The author and his book have been featured in a series of programs on PBS stations.  These may repeat in the future.  If you haven't developed a good background in the meaning and importance of the financial planning process, I would offer this book and/or its sister videos as a great beginning.